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Let us help improve your business processes.

The data you input, the type of equipment you use to process or how often you batch all can have an affect on what rates you qualify for through interchange. With our in-depth knowledge of payment processing, FTS of W. Pa. is positioned to determine your current costs of doing business.  We do a complete analysis to determine if you are qualifying for the lowest possible interchange rates.  Allowing you to invest the reduced costs directly back inot your business.

FTS of W. Pa. is committed to providing as transparently as possible the costs associated with processing credit cards. As such, we only offer interchange plus pricing. This type of pricing is also known as cost plus or pass thru pricing and is most desirable due to the ability to allow for the potential of lower costs.

Interchange is the cost that is set forth by the card associations and is the majority of the transaction processing expense. The cost of interchange is dependent on where it qualifies in regards to the type of card, how it is processed, and the required information for any given transaction.

FTS of W. Pa. is well versed in making sure that your business’s processing practices are in line with the requirements set forth by the associations so as to achieve the lowest possible interchange rate, know as interchange optimization. Since we derive no income directly from interchange, we only have your best interest in making certain that your transactions qualify for the lowest possible interchange rates.

Contact us today for a Free Business Needs Analysis to make sure excess interchange is put to your bottom line.