Retail Merchants

How do I get started accepting credit cards?
Financial Transaction Services offers processing of all major credit cards,
including Visa, MasterCard, American Express, Discover, Diners (Card Blanc) and
JCB. Our standard is a 24-hour (business) turnaround on Visa, MasterCard,Discover and
a 72-hour turnaround on all other cards. We use a
variety of methods from terminal-based POS both analog and high speed, wirless terminals,and computer products.
Pin Debit
In addition to processing cards through
signature-based transactions, we offer merchants the option to accept payments
through pin-entered transactions. Customers can pay using their secure PIN
rather than signing a receipt. Options include Visa/MC check card or cards from
a true pin-debit issuer such as Interlink, Maestro or Mac, using a terminal with
either a separate or built-in pin pad.
EBT (Electronic Benefits Transfer)
We also offer grocery and food stores that accept food stamps the ability to offer EBT payments. Instead of exchanging paper currency, merchants can now accept special government-issue cards, which run on a swiped, pin-entered transaction.
Solutions overview

Contact FTS for all your processing needs.
For your face-to-face transaction processing needs, a retail account enables you to authorize, settle and manage credit card transactions from your retail store using a variety of POS solutions and connectivity methods.
Whether you use a dial terminal, Internet gateway account, mobile payment application for your smart phone, or an integrated POS solution, Financial Transaction Services is your credit card processing partner. FTS processes millions of transactions per month across our networks to deliver best in class processing to meet your every need.
As the industry continues to change at an accelerating rate, FTS is committed to ensuring that you have the best processing available, incorporating speed of processing and security in every solution we bring to market. Many of our customers are combining a Gateway with Internet Protocol (IP) enabled point-of-sale systems to gain an end-to-end solution that is far more efficient and reliable than dial-up systems. IP-based transaction systems offer two large advantages over dial up terminals:
Faster Checkout – Improve customer satisfaction and reduce balking by speeding up checkout lines.
- Reduce Costs – Eliminate multiple dedicated telephone lines to reduce telecom expenses, while consolidating service costs for broadband.
Contact us today to let us perform a Free Business Needs Analysis.
Advantages
- Next Day Funding.
- Faster transaction times with latest equipment.
- Online Reporting.
- Dedicated Relationship Manager.